What factors can influence cost of auto insurance in San Francisco

Kind of Locomotive- The more expensive the car coming for insurance the higher the customer needs to pay for insurance.

Area of plying- Generally, due to higher rates of vandalism, theft, and accidents, urban drivers pay more for auto insurance than those in small towns or rural areas.

Commuting distance-people who are more likely for long distance travel in their locomotive tend to pay more for insurance

Type of user-whether it is for personal use or for business purposes

Past driving record-users more prone to past accidents pay more due to elevated probability of impending crashes.

http://www.statefarm.com/insurance/auto_insurance/ins_auto_type.asp

http://local.jdpower.com/Insurance_South_San_Francisco_CA-t2379_South+San+Francisco+CA.html

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